RE: Judy Dunlavy, Its a Free app, No Merchant Account Requirement!

Judy, Billing Credit Card Terminal is a Free Billing app without any requirement for merchant account or merchant account signup. Spartadata is a software developer whom provide the app and in some cases can pair you with an affiliate merchant provider if you are not yet processing credit cards and require an account. I do suggest you reach out to whomever is billing your account each month in this case it would be considered your merchant provider and request your account canceled. We understand you must be frustrated but posting negative reviews on a free billing app and labeling fraud in the same review is a bit over the top. When you cancel your account with whomever you are using and wish to process payments again at a later time rest assured Billing Credit Card Terminal will be there ready for you to simply configure the settings and be back in business in no time. Good Luck and do a little research before you spam the rating systems for honest free apps.

MichaelCruz about Billing: Credit Card Terminal